The Open Financial Web

Web Payments | PaySwarm | Firefox OS

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Now

The Web

The State of the Web


  • 2.4 billion people access the Web

  • 2 billion people can access it via mobile

  • Web technology built via W3C, consortium of 392 tech companies.


Building an open financial network for the Web...

Intro

Web Payments

What I do

Manu


  • W3C Standards Chair dealing with
    • Web Payments, Linked Data
    • Identity, Security

  • Founder/CEO of Digital Bazaar

  • Championing these technologies: Web Commerce API, Secure/Verifiable Messaging, PaySwarm, Crowdfunding, JSON-LD, RDFa, and Bitcoin.

Trends

Linked Data

Linked Data for Finance

Metadata


  • Linked Data - new way of exchanging financial data via the Web. Adopted by Google, Facebook, Yandex, Yahoo!, etc.

  • JSON-LD and RDFa - new standards for publishing financial Linked Data on the Web.

  • Transactions, digital receipts, digital contracts. Decentralized extensibility by design.

Trends

Distributed

Open, decentralized payment systems

Networks


  • Bitcoin - decentralized cryptographic currency network.

  • Ripple - decentralized P2P multi-currency FOREX/credit network.

  • PaySwarm - open, patent and royalty-free universal payment standard for the Web.

Trends

Crowd-based

Web-driven Financial Services

Activites


  • Crowdfunding, open Kickstarter-like systems

  • Crowdloaning, Crowdcredit

  • Bitcoin/Ripple - transfer, credit, and IOU networks

  • PaySwarm - commerce using the Web as the global financial network

The

Disrupted

Potential financial disruption

Danger


  • Credit/Debit card networks

  • Proprietary financial networks

  • FOREX

  • Brick and mortar banking

  • Non-tech savvy financial institutions

The

Workshop

Learn more about the future


  • Interactive workshop from 3:30pm to 5:00pm

  • Focus on data formats, financial protocols, new financial activities

  • Discussion around most disruptive technologies

  • Discover how to use these technologies inside your organizations

Thanks

Learn more...

The End

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This slide deck is based on HTML5 Slideshow by Marcin Wichary, Ernest Delgado, Alex Russell, and Brad Neuberg with CSS additions by Matthew Richmond and Manu Sporny.

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