Putting the Credence Back In Credentials

The Innovations, Technologies, and Standards That Will Make It Happen

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Intro

Manu

Web Technologist, Standards Maker


  • Founder/CEO@Digital Bazaar, Chief Technologist@Accreditrust

  • Chairs multiple W3C standardization groups related to Linked Data and Web Payments

  • W3C builds core infrastructure for Web (HTML, XML, Linked Data, browser APIs)

  • Build identity/credentials into core of the Web

Background

Web Identity/Trust is Broken


  • 2014 - First Ever Web Payments Workshop

  • US Fed, World Bank, Bloomberg, Google, Mozilla, 50+ other orgs.

  • No Verified Identity / Trust Mechanism (72%)

  • Outdated Security Technology (50%)

Pain

Points

Same Pain Points Across Industries


  • Banking/Payments - Know Your Customer / Anti-Money Laundering

  • Commerce - Repetitive Data Input

  • Security - Password Proliferation

  • Education - Siloed Digital Credentials

The

Problems

A Failure to Interoperate


  • Data models not built for Web

  • Security models not built for Web

  • Credentials have been an afterthought

  • Access rights are not fine grained

Linked

Data

Linked Data as the Data Model


  • Linked Data is an approach to publishing and sharing data on the web.

  • It powers parts of Google, Microsoft, Yahoo!, & Yandex search engines

  • Basic premise: Machine-readable Web of data

  • Enables: Flexible publication, access, and auto-merging of data

Identity

Credentials

Give people an identity online


  • Everyone on the Web gets a read/write identity (Linked Data).

  • You can store credentials in this identity.

  • You can give sites fine grained access to each credential on your terms.

  • Credential issuers can protect confidential or valuable data on their servers.

Digital

Signatures

Make everything verifiable by a 3rd party


  • The Web needs a trust layer beyond the padlock icon.

  • Trust no one, verify everything.

  • Digital signatures and PKI show the way.

  • Non-repudiation - non-reversible claims

Business

Models

New business models


  • Key selling point: global interoperability

  • Pay per credential (customer-owned credential)

  • Pay per verification (background checks)

  • Public credential with pay-to-access private data

  • Credential vault (lifetime storage service)

Thanks

Learn more...

The End

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